NEW CLIENTS - Holiday Medical Travel Insurance (HMI ) has been offering travel insurance to cover existing medical conditions at sensible rates for over 25 years.

If you have not used us before please note the following which may help you get a better quote. We can introduce you to a choice of carefully chosen schemes and you may get a better result if you Quote Reference HMI.

If anyone requiring cover ( or any close relative or anyone else on whom your trip may depend ) has a pre-existing or existing medical condition then this MUST be declared at the time of taking your policy out. Your cover will be subject to the actual policy conditions of your policy, upon which any claim will depend. You will need to declare the destination(s) and actual dates of travel booked, including the date of return landing in the UK. If you have not yet booked a trip please note that screening can change very quickly and it may be better to wait until you are READY TO BOOK before you get a quote and take out your policy.  Please note the following information before you contact the schemes -

HMI are acting as an introducer only and all information about your cover is available from the schemes.

Remember to quote Reference HMI in all calls as this should help with your screening. Have full details of medications and medical conditions for all persons applying before you phone.

There may be a limit to the number of days cover that you can get.  Annual Multi Trip policies are available, up to age 75 with some schemes ( There will be a limit to the number of days cover for each trip ).

With Online screening it may not be possible to check any queries about the cover and declarations required and this could result in inadequate or invalid cover. With phone screening you should be able to do this.

Avoid the ' Split Insurance Trap'- Traveling together? Insure together!

 When you need to take out travel insurance again always visit our website first as cover and schemes can change very quickly. If you do a 'solo' run to the scheme you used before remember to Quote Reference HMI again.

HOW TO GET QUOTES - contact the schemes on the phone numbers below and quote Reference HMI.

NB Many of the phone numbers given below are call centres ( calls are often Free ) so you may have to hold the line to get through. You may get a message or prompt  to leave your phone number for a call back. As these lines are often very popular and busy we suggest that you hold the line or call them again as you may have to wait a long time for any call back from them or may not get a call back at all.You may want to get at least 2 quotes from the following list of contact phone numbers.

Contact Phone Numbers - Just phone and quote Reference HMI and get a better result.  

NB Always use the phone numbers listed below. Do not use any other phone number you have been given by the schemes.


JUST TRAVEL. 0800 954 0178.0pen Mon - Fri 09.00. Weekends 10.00 - 15.00. Single/Annual Multi Trip Policies. Quote Reference HMI.

Explorer 0800 043 4003. Quote Reference HMI. Open Mon - Fri 09.00 - 17.00, Sat. 10.00 - 13.00.

Good2Go. 01279 621654. Mon - Fri 09.00 - 17.00. Often can cover more difficult medical conditions. Quote Reference HMI.

All Clear. 0845 250 5252. Open Mon - Fri 09.00 - 19.00. Sat./Sunday 10.00 - 14.00. Single/Annual Multi Trip policies. Often can cover more difficult medical conditions. Quote Reference HMI

Latitude. 0871 360 2142. NB when contacting this scheme please advise them you have an agents reference which is AD 551. ( This one is not HMI. ) 
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