TRAVEL INSURANCE FOR PRE-EXISTING MEDICAL CONDITIONS AT SENSIBLE RATES. 

  HOLIDAY TRAVEL AND MEDICAL INSURANCE - HELPING PEOPLE WITH PRE-EXISTING MEDICAL CONDITIONS ARRANGE THEIR TRAVEL INSURANCE FOR OVER 20 YEARS.  

WE ARE NOT A CALL CENTRE. NO HANGING ON LISTENING TO MUSIC! YOU EITHER GET STRAIGHT THROUGH OR WE CALL YOU BACK. QUOTE OUR REFERENCE WHEN YOU INSURE AS SOME SCHEMES ALLOW YOU OUR DISCOUNT.  

                                                       TEL 01773 - 769406 ( often until 8pm )   

                  AVOID THE SPLIT INSURANCE TRAP! - TRAVELLING TOGETHER, INSURE TOGETHER.  

* BRTISH HEART FOUNDATION REFERALS - TEL. 01773 - 769406  for Special FREEPHONE Schemes .

* RENAL PATIENTS  -  TEL. 01773 - 769406  for Special Scheme. 

                             ALL OTHER ENQUIRIES -  TRAVELMASTER SCHEME.  

*INFORMATION FOR PREVIOUS TRAVELMASTER SCHEME CLIENTS. NEW SCHEME STARTED ON MONDAY 12TH OCTOBER 2009.  If you have used the scheme before please note that the previous telephone number for Healthcheck Screening is no longer valid, please contact us on  01773 - 769406.  ( often until 8pm )  

 HOW TO APPLY   - 

 1. If there are any pre-existing medical conditions to  declare for anyone  requiring cover   or for anyone on whom completion of your planned trip may depend, telephone Travellers Healthcheck. When you get through to them you need  to quote  'Travelmaster Travel Insurance' as they screen for more than one scheme. Advise them if you require screening for a single trip policy or an Annual Multi Trip Policy ( Europe or  Worldwide ). Please contact us 01773 - 769406 for the new telephone number for screening. They will then tell you if they are able to cover the declared conditions, how much extra you would need to pay to them and also if there are any changes to the normal policy excess etc. Please note that this is a seperate extra payment to be made direct to Travellers Healthcheck Screening ( this can be made on a debit or credit card ) . You do not need to pay this there and then but please retain any temporary  Screening Reference Number you are given.  NB . If after contacting Travellers Healthcheck you are not satisfied with their decision or if they are not able to offer cover, please contact us 01773 - 769406 as we have other alternative policies available.

About our services.Holiday Travel and Medical Insurance are acting as an Appointed Representative of Infinity Insurance Solutions, a trading name of Milsom Howard Ltd. who are authorised and regulated by the Financial Services Authority ( FSA), registration number 305252. We offer products from a single insurer, Union Reiserversicherung AG ( URV ) who are authorised and regulated by the Financial Services Authority ( FSA ) and are members of the Financial Services Compensation Scheme. We do not offer any advice regarding this policy.You must read the policy carefully on receipt to ensure that it meets your particular needs. The policy contains limits, conditions and exclusions especially with regard to personal possessions and valuables, and these are clearly shown in the policy schedule. Please notify us if you wish to have the cover increased. You have 14 days from the date of policy issue to check that the cover meets your needs with  a money back guarentee  if you wish to cancel your policy within this time.   If you have a complaint please advise Mike at Holiday Travel and Medical Insurance 01773 - 769406 before then registering your complaint in writing to The Managing Director, Milsom Howard Ltd, 22 Highfield Drive, Ickenham, Middlesex UB10 8AN. Tel. 01895 234919. Fax 01895 231864. If you cannot settle your complaint with them, you may be entitlled to refer to the Financial Ombudsman Service. Milsom Howard are covered by the Financial Services Compensation Scheme (FSCS ).   

NB THE SPLIT INSURANCE TRAP! Travelling Together - Insure Together! as in the event of a valid claim this should make it much easier to process your claim.

ARRANGE YOUR TRAVEL INSURANCE THROUGH US - IF YOU INSURE DIRECT WITH THE INSURANCE COMPANY INSTEAD OF THROUGH US YOU COULD PAY MORE  AS YOU WILL NOT GET OUR DISCOUNT ON PREMIUMS IF AVAILABLE.    

TRAVELMASTER  SINGLE AND ANNUAL MULTI-TRIP SCHEME 2009. Policy Section and Cover Provided per person ( reduced sums insured apply to certain age groups ) NB Excess Waiver can be purchased which will waive the normal £75 excess on your policy but not any extra excess which might be required by Travellers Healthcheck Screening.  NB Cover indicated below is a summary, cover depends on the full policy wording supplied with your policy certificate and all claims depend on this full wording. Please read this on receipt of your policy. 

A. Cancellation £5000.  Excess £75 ( £100 for Cruise holidays ) B1.  Departure Delay. £20 for first 12 hours, £20 for each additional 12 hours period up to a maximum of £260. Excess Nil. Missed Departure £800, Excess Nil. Abandonment after 12 hours £2,000. Excess £75 ( £100 for Cruise holidays ) B2.  Personal Possessions. £2,000. Excess £75. Single article/Pair/Set Limit £300.Total Valuables Limit £300. Possessions delayed in transit for more than 12 hours £200. Excess Nil. B3.  Personal Money £500. Excess £75. Cash £250 Loss of travel documents £300 Excess Nil. B4  Hijack £500 Excess Nil. B5.  Mugging £500. Excess Nil. B6.  Emergency medical expenses  £5,000,000. Excess £75 ( £100 for Cruise holidays ) State Hospital Benefit £1,500. Excess Nil. B7.  Curtailment ( cutting short your trip ) £5,000. Excess £75 ( £100 for Cruise holidays ) B8.  Personal liability £2,000,000. Excess for Rented property damage  £250. Other claims   £75. B9.  Personal accident.  Accidental Death £10,000. Excess Nil. Loss of arms or legs  £15,000. Excess Nil. Permanently unable to work after an accident  £15,000. Excess Nil. B10.  Legal advice and expenses. £20,000.  Excess Nil. Winter Sports - please contact us for full details. NB If you are booking a Cruise which costs more than £2000 per person then you must to include the Cruise 2000 Option. If you are planning to undertake Winter Sports or any Sports Activity you will need to request extra cover for this.       

Please contact Mike ( Holiday Travel and Medical Insurance ) on  01773 - 769406 ( until 8pm ) for details of premiums etc.

* IF AFTER SCREENING WITH TRAVELLERS HEALTHCHECK YOU ARE NOT SATISFIED WITH THEIR DECISION PLEASE C0NTACT MIKE AS WE HAVE OTHER ALTERNATIVE SCHEMES AVAILABLE.   

Keep our website address for future trips as schemes are always changing - look at this first!

www.askaboutinsurance.info