TRAVELMASTER SCHEME ONLY
HOLIDAY TRAVEL AND MEDICAL INSURANCE Tel. 01773 - 769406
This information only applies if you are insuring on the Travelmaster Scheme. Holiday Travel and Medical Insurance will issue the policy for you after you have done the medical screening with Healthcheck Screening. Holiday Travel and Medical Insurance acting as an appointed representative of Infinity Insurance Solutions, who are authorised and regulated by the Financial Services Authority ( FSA ). Please read the information below on how to use this scheme.
If you have any pre-existing medical conditions to declare for anyone requiring cover or for anyone on whom completion of your planned trip may depend, telephone Travellers Healthcheck and quote thet you require to be screened on the Travelmaster Scheme. Contact us first on 01773 - 769406 and we will give you their telephone number and any other information that you may require before you screen with them. Travellers Healthcheck Screening cannot issue your policy - Holiday Travel and Medical Insurance will do this when you get back to us - but they will tell you if they are able to covered the declared medical conditions and how much extra you would have to pay to them seperately to get these conditions included in the policy, otherwise they may not be covered.You should note that if you fail to disclose any information or any change in circumstances ( this change must be notified to Infinity Insurance Solutions direct ) which could influence the cost or their decision to accept your insurance this could invalidate your insurance cover and could mean that part or all of a claim may not be paid. If after contacting Travellers Healthcheck Screening you are not satisfied with their decision or if they are unable to cover the conditions contact us again as we may have alternative policies available for you. Please note - after screening with Travellers Healthcheck you must contact us on 01773 - 769406 to take out your policy. Also, if your trip is a cruise or involves a cruise as part of your holiday you must tell us and take out the Special Cruise Policy. When you want to take another policy out in the future contact Holiday Travel and Medical Insurance again as we often discount the rates for you.
TRAVELMASTER PREMIER 2011 - 12 POLICY COVER
This is a summary of the main points of your cover, please refer to the full policy wording when you take out your policy.Cover is normally per insured person. Excess Waiver can be purchased.
CANCELLATION £5000. ( Excess £75 )
DEPARTURE DELAY After first 12 hours £20, after following 24 hours £30 max £300. Missed Departure £500. Abandonment after 24 hours £5000.( Excess £75 )
PERSONAL POSSESSIONS £300 Total. Each individual item max £200. ( Excess £75 ). Possessions delayed in transit for more than 24 hours £150.
PERSONAL MONEY £250
EMERGENCY MEDICAL EXPENSES £10 Million. ( Excess £75 ). Emergency Dental Treatment £250
CURTAILMENT ( cutting short trip ) £5000 ( Excess £75 |)
PERSONAL LIABILITY £2 Million ( Excess £75 )
Also covered, ( full details in policy wording ) Personal Accident, Legal advice and expenses, Hijack, Mugging, Catastrophe
Travelmaster Scheme only . Holiday Travel and Medical Insurance offer products from a single insurer, Union Reiserversicherung AG ( URV) who are authorised and regulated by the Financial Services Authority (FSA) and are members of the Financial Services Compensation Scheme.We do not offer any advice regarding this policy. You must read the policy carefully on receipt to ensure that it meets your needs. The policy contains limits, conditions and exclusions especially with regard to personal possessions and valuables and these are clearly shown in the policy schedule. You have 14 days from the date of policy issue to check that the cover meets your needs with a money back guarentee if you wish to cancel the policy within this time. If you have a complaint please advise Holiday Travel and Medical Insurance before making an appeal in writing to - The Claims Manager, Travel Claims Facilities, PO Box 420, Tonbridge, Kent TN9 9DE. If , following an appeal, you are not satisfied please forward details of your complaint to - The Branch Manager, URV, Oast Business Centre, North Frith Farm, Ashes Lane, Hadlow, Kent TN11 9QU. If you are still not satisfied with the outcome you may contact the Financial Ombudsman Service (FOS) at South Quay Plaza, 183 Marsh Wall, London E14 9SR. All this information is included in the policy wording e mailed or sent to you when you take out your policy.